Latest opinions that Vinod Sharma has shared on Finextra

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Vinod Sharma

CTO - FinTech Domain

Econet Wireless Zimbabwe

Member since

20 Jan 2016

Location

Harare

View Vinod Sharma's full profile

Vinod's opinions

CashLess OR LessCash

Abstract – Journey from cash only transactions to less cash and thereafter if possible moving to cashless or digital money society. This journey looks very simple in textbooks or written on blogs or papers but ground reality can be very different. Along this trip people suffer tremendous setbacks, difficulties, mental pressure, harassment, starvin...

19 December 2016 /payments Innovation in Financial Services

FinClusion to Balance Gender Gap

Abstract – Focus around financial inclusion or in my language “Finclusion”. In a recent study it was discovered half of the world’s population, lag behind in access and usage of financial products and services. While significant advances in financial inclusion for both men and women occurred between 2011 and 2014, the gender gap still persists at ...

29 November 2016 /inclusion Financial Inclusion

Will Banks ever be successful in Mobile Payments or Mobile Financial Services

Abstract – This article is only meant for discussion and healthy arguments, its not a conclusion by any means this is just an assumption and current picture focused on African & few other markets. Today payment industry can be compared with either payment war, payment jungle or even just payment storm. On the other hand how Mobile Financial Se...

19 October 2016 Innovation in Financial Services

NFC FinTech Banking Technology and Speed

NFC – FinTech, Banking, Technology and Speed. Abstract – African financial services industry is in the midst of extraordinary change more and more of the population is becoming part of the formal financial system with mobile technology driven inclusion but still large portion of the market still remains untapped. The race/efforts by nonbank orga...

17 October 2016 /payments Innovation in Financial Services

What is FinTech and where does it Live?

Abstract – A few years back, I had a fascinating discussion about Fintech. Today every 3rd if not 4th profile on LinkedIn is about FinTech Expert. Few days ago someone asked me a million dollar question “What is FinTech?” I was intrigued with such a small, simple question but found it difficult to answer this to a person who is not from those 4 pe...

26 July 2016 /payments Innovation in Financial Services

FinTech the Champion of -Banking- Services

Abstract - Cashless or LessCash are terms, which are often interchanged, which in most cases create confusion amongst consumers and to some extend new startups. If we are to consider the Asia-Pacific region where Digital disruption is at the top of the banking sector`s agenda. The question that arises is; will the banks’ respond to the rise of Fin...

28 June 2016 /retail Innovation in Financial Services

Digitised Bank Payments - Their Struggle Saga with Friend FinTech

Abstract – This article is neither a conclusion nor a claim by any means this is just an assumption and current picture focused on African markets. Idea for this write up is to explorer, read, enjoy, deliberate and put suggestions or new thoughts/ideas on table offcourse comments in agreement/disagreement are welcome. The evolution of financial sys...

06 April 2016 /payments Innovation in Financial Services

Fintech : The BaaP and BaaS Boomer

Abstract : Fintech or Financial technology, is an industry combining and grouping companies that are making financial services including insurance services more efficient and advanced; with use of technology. Companies coming in FinTech domain are startups founded with the purpose of disrupting incumbent financial systems and corporations that rel...

30 March 2016 /payments Innovation in Financial Services

Financial inclusion -:Finclusion:- Need or Opportunity

Abstract – Financial inclusion in a simple language can be defined as “Ensuring access to basic banking services (Provided by any bank’s banking services or MNO’s mobile money services)”. The subject of Financial Inclusion is so huge that it can take billions of pages to get defined and picturise but still would not be enough. Idea for this post i...

06 March 2016 /inclusion Financial Inclusion

Convergence - Intelligent System, Mobile Data Charging and PCRF

Abstract – My last post created some typical requests from regular readers about simplifying the post as most of the reader mentioned it was too technical and difficult to understand, PCRF the Liberator for Mobile Data Charging. So I am making my every effort to take care of their feedback and writing this as extended version of last one with much...

26 February 2016

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